Kevin is a supervisor at a major regional grocery store. In addition he writes a column for the Topeka Capital-Journal's website. He made several bad decisions and got himself deeper into debt then he could handle. Like Dave Ramsey says, he developed the attitude of "I want it, and I want it now," that plaques so many Americans. Now with the advice of Dave Ramsey, John Cummuta and other personal finance gurus, Kevin is digging his way out of debt.