I am married with a young kid, have a decent household income, growing share/funds portfolio and hope to retire sooner rather than later. Until the crashes of 2008, I was on track to hit the
millionaire status by age 40, but now I may have to wait a few more years. While the year that was has made me reevaluate many of my money and investing philosophies, I am still an active investor and believe that in the long term, smart money management and regular investing are the secrets to financial freedom.