Hey! What Happened to Goldilocks? She seems to be leaking like a SIV! I had to look it up, but here are a few definitions of SIV in non-financial terms; SIV--Webster's Medical Dictionary: a lentivirus that causes a disease in monkeys similar to AIDS and that is closely related to HIV-2 of humans called also simian immunodeficiency virus. I like this one better; SIV-- Self-Inflicted Violence and of course the financial definition is; SIV-- Structured Investment Vehicle: I reality, all three SIV definitions are different, but are having the same effect. Structured Investment Vehicles (SIV) are investments created by Wall Street chimps. These investments have come in contact with humans (Simian immunodeficiency virus -SIV) who invested in the stocks of companies holding SIV's. In turn, (and without intention) these SIV's are harming investor portfolio's, while causing some to unintentionally (SIV-Self-Inflicted Violence) "injure themselves" by "excessive nail biting, pulling out one's own hair, hitting or bruising one's self as a method of coping" for investing in company's holding SIV investments. This morning, Freddie Mac (FRE) reported a $2 billion quarterly loss on defaults of home mortgages, and continued deterioration of credit. Congress can shoulder most of the blame for many of these bad loans since they were insistent that credit issuers loan money to those who did not have the propensity to make the monthly payment. In addition, Donald Trump wannabes are finding they weren't as smart as they thought. Some people speculated on 10 properties when their finances could only handle one. I think they call this "Champaign taste, Coca-cola pocketbook" or "Big hat, No Cattle". As for Goldilocks, well, she is looking for support from the Government and our nations largest banks to help relieve her emotional distress. I think she'll get all the help she needs. Like I said this in this week's Newsletter Briefing; "Throughout our history, the track record is clear. Solutions to major problems always appear."