SPDR S&P 500 (SPY): +0.4%

iShares S&P 500 (IVV): +0.5%

PowerShares QQQ (QQQQ): +0.2%

Select Financial Sector SPDRS (XLF): +0.8%

iShares Russell 2000 (IWM): +0.02%

iShares Russell 1000 Growth (IWF): +0.2%

iShares MSCI Emerging Markets Index (EEM): +0.8%

United States Oil Fund (USO): +1.4%

The top ETF volume movers in pre-market action this morning:

SPY, +0.1%

GLD, +1%

SDS, -0.2%

USO, 1.6%

QQQQ, +0.2%

Winners and Losers

Major market ETFs, including the SPY, DIA, UYG and others, are flat to lower. Stock futures are lower, a likely indication that Wall Street wants to catch its breath after the major averages cleared fresh 2009 highs Monday. There are no economic reports due for release. Federal Reserve Vice Chairman Donald Kohn is scheduled to deliver a speech.

The PowerShares QQQ (QQQQ), which tracks the technology-studded Nasdaq Composite, is up 0.1%.

Select Financial Sector SPDRS (XLF) is down 0.5%. The Direxion Financial Bull 3X fund (FAS) is down 0.9%; its bearish counterpart, FAZ, is up 1.2%. Major banking shares are mixed: C, +1.5%; BAC, -0.2%. Sector news was mixed this morning. Goldman Sachs (GS) is cut to Neutral vs Buy by well-known banking analyst Meredith Whitney, according to reports. She runs her own advisory firm Meredith Whitney Advisory group. GS was her only buy-rated stock. Goldman will report earnings Thursday. AIG will sell its Taiwan insurance business for $2.15 billion and now looks to spin off or sell two additional Asia units, acccording to reports.