Also interesting to note but not represented in this data is that many banks not only increased lending standards, but also reduced the maximum size and maturities on loans to all sized of businesses.
Net Percentage of Domestic Respondents Increasing Spreads of Loan Rates over Banks' Cost of Funds
*Notes: Like the graph above, this graph also implies a continued slowdown for non-residential investment.
Net Percentage of Domestic Respondents Reporting Stronger Demand for C&I Loans
Notes: This graph implies businesses on the whole are still attempting to borrow money, but are likely facing issues via increasing lending standards.
Commercial Real Estate Market
Notes: This graph implies there could be further deterioration in the commercial real estate market.
Net Percentage of Domestic Respondents Tightening Standards for Mortgage Loans
Notes: Lending standards for the residential mortgage sector continue to tighten.
