R. Scott Smith, Jr., chairman, CEO and president, will share informationabout Fulton Financial Corporation and will answer questions from thoseattending the meeting.

The live webcast can be heard by going to Fulton Financial Corporation'swebsite, www.fult.com, selecting the Investor Information tab and clickingon the link to the webcast. The webcast will be archived on the company'swebsite for 30 days following the call.

Fulton Financial Corporation is a financial holding company that operatesmore than 260 banking offices in Pennsylvania, Maryland, Delaware, NewJersey and Virginia through the following affiliates: Fulton Bank,Lancaster, PA; Swineford National Bank, Middleburg, PA; LafayetteAmbassador Bank, Easton, PA; FNB Bank, N.A., Danville, PA; HagerstownTrust, Hagerstown, MD; Delaware National Bank, Georgetown, DE; The Bank,Woodbury, NJ; Peoples Bank of Elkton, Elkton, MD; Skylands Community Bank,Hackettstown, NJ; and The Columbia Bank, Columbia, MD.

The Corporation's additional financial services providers include FultonFinancial Advisors, N.A., Lancaster, PA; Fulton Insurance Services Group,Inc., Lancaster, PA; and Dearden, Maguire, Weaver and Barrett, LLC, WestConshohocken, PA. Residential mortgage lending is offered by all banksthrough Fulton Mortgage Company.

Additional information on Fulton Financial Corporation is available on theInternet at www.fult.com.