A.M. Best Co. has affirmed the financial strength rating (FSR) of A (Excellent) and issuer credit ratings (ICR) of “a” of Infinity Property & Casualty Group (Infinity P/C) and its operating members. Concurrently, A.M. Best has affirmed the ICR of “bbb” and debt rating of “bbb” on $200 million 5.50% senior unsecured notes, due 2014 issued by Infinity Property & Casualty Corporation (IPCC) [NASDAQ: IPCC]. All the above named companies are headquartered in Birmingham, AL. The outlook for all ratings is stable. (See below for a detailed listing of the companies.)

The affirmation of the ratings reflects Infinity P/C’s excellent risk-adjusted capitalization, consistent operating profitability and strong non-standard automobile market presence. Infinity P/C ranks among the leading non-standard automobile writers in the United States. Infinity P/C’s business is heavily focused in California and Florida, which generates approximately two-thirds of the group’s direct business written.

The FSR of A (Excellent) and ICRs of “a” have been affirmed for Infinity Property & Casualty Group and its following operating members:

• Infinity Assurance Insurance Company
• Infinity Auto Insurance Company
• Infinity Casualty Insurance Company
• Infinity General Insurance Company
• Infinity Indemnity Insurance Company
• Infinity Insurance Company
• Hillstar Insurance Company
• Infinity Preferred Insurance Company
• Infinity Premier Insurance Company
• Infinity Reserve Insurance Company
• Infinity Safeguard Insurance Company
• Infinity Security Insurance Company
• Infinity Select Insurance Company
• Infinity Specialty Insurance Company
• Infinity Standard Insurance Company
• Infinity County Mutual Insurance Company

For Best’s Ratings, an overview of the rating process and rating methodologies, please visit www.ambest.com/ratings.

The principal methodologies used in determining these ratings, including any additional methodologies and factors that may have been considered, can be found at www.ambest.com/ratings/methodology.

Founded in 1899, A.M. Best Company is a global full-service credit rating organization dedicated to serving the financial and health care service industries, including insurance companies, banks, hospitals and health care system providers. For more information, visit www.ambest.com.

A.M. Best Co.
Analysts
Michael T. Venezia, 908-439-2200, ext. 5034
michael.venezia@ambest.com
or
Jeffrey Mango, CPA, 908-439-2200, ext. 5204
jeffrey.mango@ambest.com
or
Public Relations
Jim Peavy, 908-439-2200, ext. 5644
james.peavy@ambest.com
or
Rachelle Morrow, 908-439-2200, ext. 5378
rachelle.morrow@ambest.com