Travel Insurance Now Available on eHealth.com Mobile for On-the-Go Access
MOUNTAIN VIEW, CA -- (Marketwire) -- 08/06/09 -- Today, eHealthInsurance (NASDAQ: EHTH),
the leading online source of health insurance for
individuals, families and small businesses, provided advice for consumers
debating whether or not to purchase travel insurance before taking a trip
outside the United States this summer.
As a travel insurance retailer, on its mobile site (www.ehealth.com/m) and
through its customer care center (toll-free 1-800-977-8860),
eHealthInsurance answers questions about travel insurance on a daily basis.
eHealthInsurance recommends that consumers review the following tips before
they decide to make a travel insurance purchase.
1. Understand how travel insurance supports your existing health coverage:
Once you leave North America, your regular health insurance company may
cover fewer services than they cover in the United States. Health insurance
policies differ, so it's a good idea to call your insurer and find what's
covered if you get injured in a foreign country. Find out if they'll cover
long-term hospitalization costs for illnesses or injuries that prevent you
from flying home to receive care.
2. Speak the language: If you purchase Atlas Travel Insurance at
eHealth.com, the agents at Atlas offer translation services in
approximately 200 languages. If you're traveling to a country where English
is not the official language, its wise to be fluent in the native tongue if
you're going to opt out of travel insurance. A good travel insurance
provider will have agents fluent in the language of your destination
country and be able to converse with your insurance company and the medical
staff providing your care to bridge the gaps between languages and time
zones.
3. Have a plan for covering "up front" costs: If you're in another county,
you may need to pay for your medical costs out of your own pocket, and then
submit a claim to your insurance company and await re-imbursement. If you
don't have a credit card with a high limit, or some other form of cash
readily available to cover up-front costs, travel insurance will cover
those costs. The basic coverage plan offered when you research travel
insurance from eHealth on your mobile phone, comes with a $2,500
deductible. But, plans are available with deductibles starting at $0.
4. Evaluate your itinerary: The cost to cover a bad case of food poisoning
or the flu can be enough to justify the cost of travel insurance, but if
your vacation only includes fine dining and bird watching, you may not need
to add a sports rider to your package.