Average Individual Health Insurance Premiums: $161 per Month in February 2009; Average Family Health Insurance Premiums: $383 per Month in February 2009
MOUNTAIN VIEW, CA -- (Marketwire) -- 08/26/09 -- eHealth, Inc. (NASDAQ: EHTH),
parent company of eHealthInsurance (http://www.ehealthinsurance.com), today released updated
data on the cost of individually-purchased health insurance plans for
individuals and families. The findings appear in The Cost of Individual and
Family Health Insurance Plans 2009 Update, an internal evaluation of
eHealth, Inc.'s data.
The analysis provides factual data on average and median premiums paid for
individual health insurance policies and average deductibles for those
policies. The research, based on a nationwide sample of over 316,000
individual and family (IFP) major medical policies that were purchased
through eHealthInsurance and active in February 2009 and over 258,000
policies active in February 2008 revealed the following insights:
Individual Plan Data
- In February of 2008, the average monthly premium for individual
policies was $159
- In February of 2009, the average monthly premium for individual
policies was $161
- Average premiums for individual policies increased 1.1 percent over
that time.
- In February of 2008, the median monthly premium for individual
policies was $130
- In February of 2009, the median monthly premium for individual
policies was $132
- Median premiums for individual policies increased 1.5 percent over
that time.
- In February of 2008, the average deductibles for individual policies
was $2,084
- In February of 2009, the average deductibles for individual policies
was $2,326
- Average deductibles for individual policies increased 11.6 percent
over that time.
Family Plan Data
- In February of 2008, the average monthly premium for family policies
was $369
- In February of 2009, the average monthly premium for family policies
was $383
- Average premiums for family policies increased 4.0 percent over that
time.
- In February of 2008, the median monthly premium for family policies
was $320
- In February of 2009, the median monthly premium for family policies
was $329
- Median premiums for family policies increased 2.9 percent over that
time.
- In February of 2008, the average deductibles for family policies was
$2,760
- In February of 2009, the average deductibles for family policies was
$3,128
- Average deductibles for family policies increased 13.3 percent over
that time.