Effective prior to the opening of business on Monday, October 5, 2009, the following companies will undergo share increases to account for the issuance of new shares either through their respective equity offerings or conversion of their enhanced trust preferred securities and subordinated notes:

 KRX/KRE                                     
 Citizens Republic Bancorp, Inc. -- CRBC     
 First Niagara Financial Group, Inc. -- FNFG 
                                             
 MFX/KME                                     
 Avatar Holdings Inc. -- AVTR                
 United Community Banks, Inc. -- UCBI        
                                             


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The KBW family of indices and exchange-traded funds include: KBW Bank Index (Index Symbol: BKXSM, ETF Symbol: KBESM); KBW Capital Markets Index (Index Symbol: KSXSM, ETF Symbol: KCESM); KBW Insurance Index (Index Symbol: KIXSM, ETF Symbol: KIESM); KBW Regional Banking Index (Index Symbol: KRXSM, ETF Symbol: KRESM); and KBW Mortgage Finance Index (Index Symbol: MFXSM, ETF Symbol: KMESM).

About KBW

KBW, Inc. is the parent of Keefe, Bruyette & Woods, Inc., Keefe, Bruyette & Woods Limited and KBW Asset Management. Keefe, Bruyette & Woods, Inc. is a full-service investment bank specializing in the financial services industry. Founded in 1962, it is widely recognized as a leading authority in the banking, insurance, brokerage, asset management, mortgage banking and specialty finance sectors. The firm has established industry-leading positions in the areas of research, corporate finance, mergers and acquisitions, as well as sales and trading for financial services companies.

A service of YellowBrix, Inc.