Results of Operations

Trinity Bank, N.A. reported Net Income after Taxes of $418,000 or $.36 per diluted common share for the third quarter of 2009, compared to $357,000 or $.31 per diluted common share for the third quarter of 2008 -- a 17.1% increase. This level of profit produced a Return on Assets of 1.12% and a Return on Equity of 10.64% for the third quarter.

For the first nine months of 2009, Net Income after Taxes amounted to $1,194,000 or $1.02 per diluted common share versus $1,022,000 or $.88 per diluted common share for the first nine months of 2008 -- a 16.8% increase.

Jeffrey M. Harp, President, stated, "We continue to produce good returns in a weak economy. Strong growth in Total Assets, exceptional efficiency and no problem loan expense were major contributors to the improved performance.

"Compared to the first nine months of 2008, Average Assets grew 16%, Non-Interest Expense (net of the $180,000 increase in FDIC expense) was up only 4.6%. We have not incurred any loan losses since inception in May 2003 and we have no non-performing loans.

"Loan demand remains weak in our market area, but we are maintaining our focus on developing long-term relationships with quality businesses and individuals."

Average for Quarter Ending
(in 000's)                       9-30-09     9-30-08       %
                                --------    --------     ----
Loans                           $ 66,920    $ 64,946      3.0%
Deposits                        $132,496    $110,586     19.8%
Actual for Quarter Ending
(in 000's)                       9-30-09     9-30-08       %
                                --------    --------     ----
Net Interest Income             $  1,096    $    938     16.8%
Non-Interest Income                  172          87     97.7%
Non-Interest Expense                 683         539     26.7%
Loan Loss Provision                   45          45        -
Pre Tax Income                  $    540    $    441     22.4%
Income Tax                      $    122    $     84     45.2%
Net Income                      $    418    $    357     17.1%

Trinity Bank, N.A. is a commercial bank that began operations May 28, 2003. For a full financial statement, visit Trinity Bank's website: www.trinitybk.com. Regulatory reporting format is also available at www.fdic.gov.

This Press Release may contain certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 regarding future financial conditions, results of operations and the Bank's business operations. Such forward-looking statements involve risks, uncertainties and assumptions, including, but not limited to, monetary policy and general economic conditions in Texas and the greater Dallas-Fort Worth metropolitan area, the risks of changes in interest rates on the level and composition of deposits, loan demand and the values of loan collateral, securities and interest rate protection agreements, the actions of competitors and customers, the success of the Bank in implementing its strategic plan, the failure of the assumptions underlying the reserves to loan losses and the estimations of values of collateral and various financial assets and liabilities, that the cost of technological changes are more difficult or expensive than anticipated, the effects of regulatory restrictions imposed on banks generally, any changes in fiscal, monetary or regulatory policies and other uncertainties as discussed in the Bank's Registration Statement on Form SB-1 filed with the Office of the Comptroller of the Currency. Should one or more of these risks or uncertainties materialize, or hold these underlying assumptions prove incorrect, actual outcomes may vary materially from outcomes expected or anticipated by the Bank. A forward-looking statement may include a statement of the assumptions or bases underlying the forward-looking statement. The Bank believes it has chosen these assumptions or bases in good faith and that they are reasonable. However, the Bank cautions you that assumptions or bases almost always vary from actual results, and the differences between assumptions or bases and actual results can be material.