Fundamental Data for CHFC

CHEMICAL FINANCIAL CORP. is a multi-bank holding company. The company business is concentrated in a single industry segment, commercial banking. Subsidiaries offer a full range of commercial banking and fiduciary services. These include accepting deposits, residential and commercial real estate financing, commercial lending, consumer financing, debit cards, safe deposit services, automated teller machines, money transfer services, corporate and personal trust services and other banking services.

# Employees: 1416

Address: 235 East Main Street,Midland,MI,USA

Phone: 989-839-5350

Fax: 989-839-5255

Website: www.chemicalbankmi.com

Email: CustomerServiceCenter@chemicalbankmi.com

Sector: Finance

Industry: BANKS-MIDWEST

Executive Officers

David B. Ramaker (Chmn.; Pres.; C.E.O.; Dir.)

Lori A. Gwizdala (Exec. V.P.; C.F.O.; Treas.)

Thomas W. Kohn (Exec. V.P.; Sec.)

Kenneth W. Johnson (Exec. V.P.; Dir.)

Dominic Monastiere (Exec. V.P.; Chief Risk Management Off.,)

Dividend

Ex-Dividend Date: 9/2/2009

Annual Dividend: $1.18

Current Dividend Yield: $5.06

Dividend Paid (3 months): $0.29

Indicated Dividend: $3.11

Earnings

Last Earnings Date: 9/30/2009

Next Earnings Date(Expected): 1/25/2010

Mean EPS (Next Qtr): $0.10

Mean EPS (Year): $0.42

Mean Estimate(Long Term): $5.00

P/E Ratio(Based on EPS estimate): 55.920

Number of Estimates: 3

Shares Performance

Period	CHFC	Compare to S&P
YTD	-16.43 %	-30.83 %
4 Weeks	1.97 %	0.87 %
12 Weeks	9.70 %	3.42 %

Shares Information

Analyst Coverage: Y

Avg Volume: 57409

Shares Outstanding: 23M

Market Cap: $0.56B

52 Week High: $28.16

52 Week Low: $15.50

P/E Ratio: 61.320

PEG Ratio: 11.180

Split: On 1/6/2005 CHFC split by factor of 1.050

Earnings Performance

EPS Growth in Last Quarter: 0.00 %

EPS Growth in Last Year: 350.00 %

Sales Growth in Last Quarter: -1.83 %

Sales Growth in Last Quarter: -6.47 %

Financials

Qtr Book Value: $1.16

Cash Flow/Share: $19.22

Change in Payout Ratio: 2.030

Price/Sales: 2.350