Fundamental Data for CIA

CITIZENS I(NYSE:CIA)

Citizens, Inc. operates primarily as an insurance holding company.

# Employees: 490

Address: 400 East Anderson Lane,Austin,TX,USA

Phone: 512 837-7100

Fax: 512 836-9785

Website: www.citizensinc.com

Email:

Sector: Finance

Industry: INS-LIFE

Executive Officers

Harold E. Riley (Chmn.; C.E.O.)

Rick D. Riley (V. Chmn.; Presi.; Chief Corp. Off.)

Grant G. Teaff (Dir.)

Steve F. Shelton (Dir.)

Timothy T. Timmerman (Dir.,)

Dividend

Ex-Dividend Date: N/A

Annual Dividend: N/A

Current Dividend Yield: N/A

Dividend Paid (3 months): N/A

Indicated Dividend: N/A

Earnings

Last Earnings Date: 9/30/2009

Next Earnings Date(Expected): 3/11/2010

Mean EPS (Next Qtr): $0.04

Mean EPS (Year): $0.14

Mean Estimate(Long Term): ($0.01)

P/E Ratio(Based on EPS estimate): 43.570

Number of Estimates: 1

Shares Performance

Period	CIA	Compare to S&P
YTD	-37.11 %	-47.95 %
4 Weeks	-0.16 %	-1.24 %
12 Weeks	-9.63 %	-14.80 %

Shares Information

Analyst Coverage: Y

Avg Volume: 67863

Shares Outstanding: 46M

Market Cap: $0.29B

52 Week High: $9.70

52 Week Low: $5.59

P/E Ratio: -0.010

PEG Ratio: -0.010

Split: On 12/13/2005 CIA split by factor of 1.070

Earnings Performance

EPS Growth in Last Quarter: 33.33 %

EPS Growth in Last Year: 200.00 %

Sales Growth in Last Quarter: -1.29 %

Sales Growth in Last Quarter: 11.66 %

Financials

Qtr Book Value: $1.33

Cash Flow/Share: ($0.01)

Change in Payout Ratio: -0.010

Price/Sales: 1.810