Fundamental Data for EMCI

EMC Insurance Group Inc. is an insurance holding company. EMC Insurance Group Inc. is owned by Employers Mutual Casualty Company, a multiple-line property and casualty insurance company and conducts its insurance business through two business segments as follows, Property and Casualty Insurance and Reinsurance.

# Employees: 2169

Address: 717 Mulberry Street,Des Moines,IA,USA

Phone: 515 345-2902

Fax: 515 345-2895

Website: www.emcins.com

Email: emcins.group@emcins.com

Sector: Finance

Industry: INS-PROP&CASLTY

Executive Officers

George W. Kochheiser (Chmn.)

Bruce G. Kelley (Presi.; C.E.O.)

Mark E. Reese (Sr. V.P.; C.F.O.)

Steven C. Peck (Sr. V.P. Actuary)

Richard K. Schulz (Sr. V.P. Claims,)

Dividend

Ex-Dividend Date: 11/19/2009

Annual Dividend: $0.72

Current Dividend Yield: $3.35

Dividend Paid (3 months): $0.36

Indicated Dividend: $0.36

Earnings

Last Earnings Date: 9/30/2009

Next Earnings Date(Expected): 2/19/2010

Mean EPS (Next Qtr): $0.38

Mean EPS (Year): $1.90

Mean Estimate(Long Term): $5.00

P/E Ratio(Based on EPS estimate): 11.330

Number of Estimates: 2

Shares Performance

Period	EMCI	Compare to S&P
YTD	-16.10 %	-30.56 %
4 Weeks	-2.05 %	-3.11 %
12 Weeks	0.99 %	-4.79 %

Shares Information

Analyst Coverage: Y

Avg Volume: 18926

Shares Outstanding: 13M

Market Cap: $0.28B

52 Week High: $25.65

52 Week Low: $18.01

P/E Ratio: 10.760

PEG Ratio: 2.270

Split: On 1/1/1990 EMCI split by factor of 1.500

Earnings Performance

EPS Growth in Last Quarter: -50.00 %

EPS Growth in Last Year: 1,300.00 %

Sales Growth in Last Quarter: 1.20 %

Sales Growth in Last Quarter: -0.08 %

Financials

Qtr Book Value: $0.85

Cash Flow/Share: $19.56

Change in Payout Ratio: 0.000

Price/Sales: 0.660