Fundamental Data for FNFG

FIRST NIAG(NSDQ:FNFG)

First Niagara Financial Group, Inc. is a multi-bank holding company and is the parent of First Niagara Bank, Cortland Savings Bank and Cayuga Bank.

# Employees: 1909

Address: 6950 South Transit Road P.O. Box 514,Lockport,NY,USA

Phone: 716 625-7500

Fax: 716-625-8405

Website: www.fnfg.com

Email: linda.mussen@fnfg.com

Sector: Finance

Industry: FIN-SVGS & LOAN

Executive Officers

Thomas G. Bowers (Chmn.; Dir.)

David M. Zebro (Chmn.; Dir.)

Thomas E. Baker (Dir.)

John R. Koelmel (Presi.; C.E.O.; Dir.)

Michael W. Harrington (C.F.O.,)

Dividend

Ex-Dividend Date: 11/6/2009

Annual Dividend: $0.56

Current Dividend Yield: $4.27

Dividend Paid (3 months): $0.14

Indicated Dividend: $0.90

Earnings

Last Earnings Date: 9/30/2009

Next Earnings Date(Expected): 1/28/2010

Mean EPS (Next Qtr): $0.17

Mean EPS (Year): $0.48

Mean Estimate(Long Term): $8.00

P/E Ratio(Based on EPS estimate): 27.580

Number of Estimates: 7

Shares Performance

Period	FNFG	Compare to S&P
YTD	-18.86 %	-32.85 %
4 Weeks	2.18 %	-3.00 %
12 Weeks	4.71 %	-2.49 %

Shares Information

Analyst Coverage: Y

Avg Volume: 1890282

Shares Outstanding: 183M

Market Cap: $2.40B

52 Week High: $16.17

52 Week Low: $9.55

P/E Ratio: 21.160

PEG Ratio: 3.450

Split: On 1/21/2003 FNFG split by factor of 2.590

Earnings Performance

EPS Growth in Last Quarter: 137.50 %

EPS Growth in Last Year: -13.64 %

Sales Growth in Last Quarter: 16.08 %

Sales Growth in Last Quarter: 16.44 %

Financials

Qtr Book Value: $1.01

Cash Flow/Share: $13.45

Change in Payout Ratio: 0.280

Price/Sales: 4.190