NVR Inc. is a holding company that operates in two business segments; the construction and marketing of homes and in financial services. NVR''s homebuilding operations construct and sell single-family detached homes, townhomes and condominium buildings in two distinct product lines through the two divisions known as Ryan Homes and NVHomes. NVR''s also provides financial services including a mortgage banking operation. NVR''s mortgage banking business generates revenues primarily from origination fees, servicing fees,gains on marketing of loans, title fees, and sales of servicing rights.