Fundamental Data for PBKS

Provident Bankshares Corporation is a bank holding company, who wholly owns Provident Bank of Maryland and other subsidiaries. The company, through its subsidiaries, is engaged in mortgage banking, banking services, insurance and real estate activities.

# Employees: 1701

Address: 114 East Lexington Street,Baltimore,MD,USA

Phone: 410 277-7000

Fax: 410 576-2887

Website: www.provbank.com

Email:

Sector: Finance

Industry: BANKS-SOUTHEAST

Executive Officers

Gary N. Geisel (Chmn.; C.E.O.)

Dennis A. Starliper (Exec. V.P.; C.F.O.)

Kevin G. Byrnes (Dir.)

Melvin A. Bilal (Dir.)

Thomas S. Bozzuto (Dir.,)

Dividend

Ex-Dividend Date: 1/1/1990

Annual Dividend: $0.44

Current Dividend Yield: $5.28

Dividend Paid (3 months): $0.00

Indicated Dividend: N/A

Earnings

Last Earnings Date: 12/31/2008

Next Earnings Date(Expected): 5/3/2009

Mean EPS (Next Qtr): ($0.04)

Mean EPS (Year): ($0.14)

Mean Estimate(Long Term): $8.50

P/E Ratio(Based on EPS estimate): -0.010

Number of Estimates: 3

Shares Performance

Period	PBKS	Compare to S&P
YTD	-13.77 %	-11.24 %
4 Weeks	8.04 %	3.73 %
12 Weeks	23.41 %	22.15 %

Shares Information

Analyst Coverage: Y

Avg Volume: 379784

Shares Outstanding: 33M

Market Cap: $0.28B

52 Week High: $13.68

52 Week Low: $4.77

P/E Ratio: -0.010

PEG Ratio: -0.010

Split: On 4/26/2001 PBKS split by factor of 1.050

Earnings Performance

EPS Growth in Last Quarter: -160.00 %

EPS Growth in Last Year: 57.14 %

Sales Growth in Last Quarter: -36.24 %

Sales Growth in Last Quarter: -10.94 %

Financials

Qtr Book Value: $0.58

Cash Flow/Share: ($0.01)

Change in Payout Ratio: -0.010

Price/Sales: -0.010