Fundamental Data for TOFC

Tower Financial Corporation was incorporated to acquire all of the issued and outstanding stock of Tower Bank & Trust Company and to engage in the business of a bank holding company. The bank offers a broad array of deposit products, including checking, business checking, savings and money market accounts, certificates of deposit and direct deposit services.

# Employees: 190

Address: 116 East Berry Street,Fort Wayne,IN,USA

Phone: 260-427-7000

Fax: 260-427-7180

Website: www.towerbank.net

Email: customercare@towerbank.net

Sector: Finance

Industry: BANKS-MIDWEST

Executive Officers

Donald F. Schenkel (Chmn.; Presi.; C.E.O.; Dir.)

Richard R. Sawyer (Sr. V.P.; C.F.O.; Sec.)

Keith E. Busse (Dir.)

Kathryn D. Callen (Dir.)

Jerome F. Henry Jr. (Dir.,)

Dividend

Ex-Dividend Date: N/A

Annual Dividend: N/A

Current Dividend Yield: N/A

Dividend Paid (3 months): N/A

Indicated Dividend: N/A

Earnings

Last Earnings Date: 9/30/2009

Next Earnings Date(Expected): 1/21/2010

Mean EPS (Next Qtr): ($0.01)

Mean EPS (Year): ($1.09)

Mean Estimate(Long Term): ($0.01)

P/E Ratio(Based on EPS estimate): -0.010

Number of Estimates: 2

Shares Performance

Period	TOFC	Compare to S&P
YTD	-20.00 %	-33.79 %
4 Weeks	-0.21 %	-1.28 %
12 Weeks	-12.79 %	-17.78 %

Shares Information

Analyst Coverage: Y

Avg Volume: 1785

Shares Outstanding: 4M

Market Cap: $0.02B

52 Week High: $9.00

52 Week Low: $4.15

P/E Ratio: -0.010

PEG Ratio: -0.010

Split: On 1/1/1990 TOFC split by factor of 1.500

Earnings Performance

EPS Growth in Last Quarter: 81.82 %

EPS Growth in Last Year: -325.00 %

Sales Growth in Last Quarter: -5.00 %

Sales Growth in Last Quarter: -17.00 %

Financials

Qtr Book Value: $0.42

Cash Flow/Share: $6.15

Change in Payout Ratio: -0.010

Price/Sales: 0.510