SPDR S&P 500 (SPY): -2.9% iShares S&P 500 (IVV): -3% PowerShares QQQ (QQQ): -2.6% iShares Russell 2000 (IWM): -5% iShares Russell 1000 Growth (IWF): -2.9% iShares MSCI Emerging Markets Index (EEM): -2% United States Oil Fund (USO): -2.5% SPDR Gold Shares (GLD): +1.8% Select Financial Sector SPDRS (XLF): -3.5% Pre-Market Most Active: SPY, -1.7% FAS, -5.1% SDS, +3.3% IWM, -1% TNA, -3% Winners and Losers Broad-market exchange-traded funds, including SPY, IWM, IVV and others, are lower. Actively traded ETF PowerShares QQQ (QQQ) is down 1.6%. Stock futures have extended losses throughout pre-market trading and are now indicating an opening-bell start near 1% in negative territory. Markets await Greek developments. A Capitol Hill appearance by the Fed's Bernanke and U.S. factory orders data are due mid-morning. Financials - Bank of America (BAC) is down 2.35% to a new 52-week low of $5.40 a share this morning, hit by pressure including a new $5 per month charge for debit card users, website problems, and sector-related selling due to worries over European banks' exposure to Greece. Also plumbing new depths are JP Morgan (JPM) and Citigroup (C), following news that a federal housing insurance program may be forced to deny bank claims for money lost in home loan foreclosures. According to a report by Reuters, additional mortgage-related losses to banks could total $13.5 billion. JP Morgan is down 2.13% to a new 52-week low of $28.04, while Citigroup is down 2.38% to a new 52-week low of $22.56 a share. Also affected by the news is Wells Fargo (WFC) which has shed 1.86% at $22.75 a share. Select Financial Sector SPDRs (XLF) is flat.