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    <pubDate>Sun, 08 Nov 2009 12:47:39 GMT</pubDate>
    <language>en</language>
    <ttl>30</ttl>
    <item>
      <title>The Student Loan Crisis: How Bad Is It?</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2990278</guid>
      <description><![CDATA[The student loan industry is a giant scam if you ask me. Parents and students alike don’t realize the slanted arrangement they are about to take on when applying for these loans. Society places such a strong emphasis on education (for good reason) that the education industry and especially the lenders behind it stand to benefit tremendously. It’s a shame that so many of these organizations view a young person’s desire to better educate themselves as an opportunity to rip them off, but I can’t say I’m surprised, not after listening to the news for the past six months. The only way to come out on top and not cost oneself a fortune in interest and penalties over the years is to never miss payments on student loans and, when possible, pay considerably more than the minimums. This can be hard to do at a time when jobs are scarce and higher education is wildly expensive.     At the root of the problem are big banks which have lobbied Congress<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2990278>[More...]</a>]]></description>
      <pubDate>Wed, 28 Jan 2009 21:05:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2990278</link>
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      <title>Enough Already; A New Fraud Everyday Hitting The Wires</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2978416</guid>
      <description><![CDATA[It seems like everyday there is a new story about a hedge fund scam.     First there was Bernie Madoff and his Ponzi scheme. A good number of his investors were from the most elite of country clubs, The Palm Beach Country Club. We are talking about a club where the monthly spending requirements are higher than 90 percent of the countries annual income.    There was the less publicized case of George Theodule. Theodule is a Haitian immigrant and he was targeting other Haitian immigrants with a promise to double investors' money in only three months. According to the SEC, Theodule swindled investors out of $23.4 million.    Then there is the case of Marcus Schrenker, the Indiana investment manager that tried to fake his own death by allowing his plane to run on autopilot for 200 miles. His plane crashed to the ground in the Florida panhandle within yards of a neighborhood of homes. He is being investigated for fraudulent activity in<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2978416>[More...]</a>]]></description>
      <pubDate>Fri, 23 Jan 2009 21:01:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">MCS</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2978416</link>
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    <item>
      <title>How To Be A Good Dividend Investor</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2956113</guid>
      <description><![CDATA[Dividends investing is a sub-set of equity investing that requires patience, discipline and an appreciation of cash flows. It is certainly not sexy but, because of the cash-rich nature of the product, it appeals to people with a steady-eddie approach to investing.&#160; If you want to become a dividend investor, what are some ideal steps to take?    Educate yourself    There is no single bible of dividend investing but The Ultimate Dividend Handbook is a good start into the ins and outs of dividend investing. There are also many great dividend blogs out there. I would suggest&#160; the following three as a starting point (but, again, there are a lot of great dividend investing blogs). The Dividend Guy is one of the older blogs<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2956113>[More...]</a>]]></description>
      <pubDate>Thu, 15 Jan 2009 13:43:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">DRIP</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2956113</link>
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    <item>
      <title>Some Thoughts on 2009</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2926363</guid>
      <description><![CDATA[So much promise, so many risks. This is how 2009 is shaping up. While euphoria surrounding the Obama Administration's fiscal stimulus plans will drive the markets early in the year, I believe this rally will lose steam as massive deficit spending begins to shine a light on the greatest risk facing the US: debasement of the currency. The power we will be handing our creditors is stunning, and in an unstable and highly politicized environment it may well be wielded to the detriment of the US economy. Can you imagine the prospect of China and Japan balking at buying more dollar-denominated assets? While some might say &quot;Well, it wouldn't be in their (US creditors') own self-interest to precipitate a massive decline in the dollar,&quot; depending on the political stakes at hand I wouldn't put it past them. This is a very unstable manner in which to run a country and an economy, where we've lost control of our balance sheet and, potentially, our political<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2926363>[More...]</a>]]></description>
      <pubDate>Mon, 05 Jan 2009 22:50:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">ALD</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">NYT</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2926363</link>
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      <title>The Occasional Seemingly Free Lunch</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2835906</guid>
      <description><![CDATA[hmf asks, “David - if possible, whenever you have a chance, could you please explain why there is any spread whatsoever between govt-guaranteed bank-issued debt (e.g., the GS TLGP bonds) and comparable treasuries.&#160; It would seem they’re one and the same - thus no default risk.&#160; Thank you very much!”    I left a comment on this on John Hempton’s blog, who also addressed this question.&#160; The comment is still in moderation, so I will attempt to recreate my argument.    There are many US Government securities, some of which are “Full Faith and Credit” (FFC) that trade with a spread over on-the-run Treasury securities:   Off-the-run Treasuries trade at a discounted price (higher yield) due to illiquidity.&#160; Note: On-the-run securities<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2835906>[More...]</a>]]></description>
      <pubDate>Wed, 26 Nov 2008 19:06:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">CTL</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">FFC</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">GS</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2835906</link>
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      <title>Perspective - Nov  7 2008 11:58AM</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2778362</guid>
      <description><![CDATA[In today's regular Friday morning investment meeting, my mutual fund management partners and I discussed how to educate long-term investors and manage expectations (www.EASfunds.com). How many of you, before the tech wreck, were investing before 1980? My guess is not many, either because of your youthful age or the fact that stock ownership back then was nothing like it is today.  What that means is that most of us believe that the stock market is the best place to invest if you have a long-term horizon. Well, there is long and there is long.  Last week, I posted two charts showing multi-decade trends in the market (The Decade Ahead). Looking at a century of data is nothing new for analysts but my fellow fund manager Rob Isbitts (Worth Magazine top 100 investment advisers several years<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2778362>[More...]</a>]]></description>
      <pubDate>Fri, 07 Nov 2008 15:51:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2778362</link>
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      <title>Important Considerations and Our Agenda</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2715288</guid>
      <description><![CDATA[Here at &quot;A Dash&quot; we like to keep things objective and impersonal.&#160; For reasons that will be apparent, I would like to depart from that mode for today's article.&#160; My objective is to provide the most immediate help both for investors and for traders.&#160; I also hope to stimulate discussion.My focus group often says that I sound too professorial.&#160; That comes with sticking to what I know about and trying to educate readers.&#160; A few of those commenting think that I place too much value on credentials.&#160; Same answer.&#160; Credentials frequently encompass knowledge.&#160; Beware of thinking that shorthand methods are good answers.&#160; And someone on Seeking Alpha even suggested that I was &quot;long-winded.&quot;&#160; Indeed!&#160; (TM OldProf)Let us just say that I like to explain fully.&#160; Good writing is terse.&#160; One way to start is by<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2715288>[More...]</a>]]></description>
      <pubDate>Fri, 17 Oct 2008 04:30:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">ABX</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">CDS</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">FISI</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2715288</link>
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      <title>Market Briefing For September 29</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2659956</guid>
      <description><![CDATA[High drama, and scary outcomes surrounding the showdown of the financial rescue package has investors on the edge of their seats. Like I said a few days ago, I don't know why the politicians are making a big deal over it. Passage of the bill should be an easy decision. After all, congress just approved $25 billion in low-interest loans for U.S. automakers, and threw another $602 billion to the departments of defense, homeland security and veterans affairs. Our government has wasted billions fighting the war in Iraq, so throwing the U.S. financial system a lifeline shouldn't be that tough to pass. The war in Iraq is clearly about oil, and not weapons of mass destruction or fighting terrorism. Remember, follow the money! Speaking of money, where is all the money going from the sale of the Iraqi oil? Iraqi officials estimated that Iraq's oil revenues are around $60 billion, with 80 percent of the revenues going for the United Nations Oil for Food Program. This is insane. So,<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2659956>[More...]</a>]]></description>
      <pubDate>Mon, 29 Sep 2008 16:27:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">COMP</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">CRB</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">JPM</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">KBW</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">RIMM</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">SPX</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">VIX</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">WB</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">WFC</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">WM</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2659956</link>
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      <title>Going Broke With Home Business</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2652190</guid>
      <description><![CDATA[by Web Authority   Running a Home Business is a marathon and not a sprint. Starting and developing a successful Home Business requires stamina both mentally and physically. Though it is exciting, challenging and sometimes fun, there is a lot of work involved and even more ups and downs.        There are numerous work from home, home business work from internet jobs available. Because of the internet, there are many opportunities for people to work from home and be able to take care of their families as well. You will find that most work from home, home business work from internet jobs do not require extensive training.    Almost all kind of business whether online or offline have their own marketing strategies. But some of these businesses failed because they applied the wrong strategy. So, it is essential that you carefully plan<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2652190>[More...]</a>]]></description>
      <pubDate>Thu, 25 Sep 2008 20:00:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">CCJ</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2652190</link>
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      <title>Is the U.S. Banking System Safe?</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2507417</guid>
      <description><![CDATA[Alex’s Notes: No, they are not by any stretch of the imagination.&#160;****************************************  	 by: James Quinn   	 posted on: August 03, 2008“Treasury Secretary Henry Paulson delivered an upbeat assessment of the economy, saying growth was healthy and the housing market was nearing a turnaround. ‘All the signs I look at’ show ‘the housing market is at or near the bottom,’ Paulson said in a speech to a business group in New York. The U.S.<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2507417>[More...]</a>]]></description>
      <pubDate>Wed, 13 Aug 2008 03:37:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">CBG</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">CBS</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">COO</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">DXG</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">EEEE</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">FISI</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">FNM</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">FRE</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">GWF</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">LEH</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">MER</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">TBHS</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">WB</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">WFC</category>
      <category domain="http://rss.financialcontent.com/stocksymbol">WM</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2507417</link>
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