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    <pubDate>Sat, 05 Dec 2009 08:39:32 GMT</pubDate>
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    <item>
      <title>Trinity Bank Reports 17.1% Increase in Net Income for Third Quarter</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/3614290</guid>
      <description><![CDATA[&lt;ul&gt;&lt;li&gt;Trinity Bank, N.A. reported Net Income after Taxes of $418,000 or $.36 per diluted common share for the third quarter of 2009, compared to $357,000 or $.31 per diluted common share for the third quarter of 2008 -- a 17.1% increase.  &lt;/li&gt;&lt;li&gt;This level of profit produced a Return on Assets of 1.12% and a Return on Equity of 10.64% for the third quarter.&lt;/li&gt;&lt;li&gt;TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                             Quarter Ended            Nine Months Ended                          September 30      %        September 30      % EARNINGS SUMMARY        2009     2008   Change     2009     2008   Change Interest income          1,494    1,464     2.0%    4,368    4,475    -2.4% Interest expense           398      526   -24.3%    1,229    1,727   -28.8% Net Interest Income      1,096      938    16.8%    3,139    2,748    14.2% Provision for Loan  Losses                     45       45     0.0%      135      135     0.0% Service charges on  deposits                   36       23    56.5%       90       72    25.0% Net gain on  securities available  for sale                   78       15   420.0%       87       42   107.1% Other income                58       49    18.4%      221      202     9.4% Total Non Interest  Income                    172       87    97.7%      398      316    25.9% Salaries and benefits  expense                   292      301    -3.0%      868      870    -0.2% Occupancy and  equipment expense          89       86     3.5%      261      259     0.8% Other expense              302      152    98.7%      752      497    51.3% Total Non Interest  Expense                   683      539    26.7%    1,881    1,626    15.7% Earnings before  income taxes              540      441    22.4%    1,521    1,303    16.7% Provision for income  taxes                     122       84    45.2%      327      281    16.4% Net Earnings               418      357    17.1%    1,194    1,022    16.8% Basic earnings per  share                    0.38     0.32    17.0%     1.08     0.92    16.7% Basic weighted  average shares  outstanding             1,110    1,109             1,110    1,109 Diluted earnings per  share                    0.36     0.31    17.1%     1.02     0.88    16.8% Diluted weighted  average shares  outstanding             1,166    1,166             1,166    1,166                         Average for Quarter       Average for Nine Months                      Ending September 30     %    Ending September 30   %                          2009     2008    Change    2009     2008    Change BALANCE SHEET SUMMARY Total loans           $ 66,920 $ 64,946     3.0% $ 63,996 $ 57,405    11.5% Total short term  investments            23,611   17,627    33.9%   21,761   22,463    -3.1% Total investment  securities             52,448   37,060    41.5%   50,996   38,222    33.4% Earning assets         142,979  119,633    19.5%  136,753  118,090    15.8% Total assets           149,782  124,795    20.0%  143,218  123,386    16.1% Noninterest bearing  deposits               23,606   21,199    11.4%   23,345   20,857    11.9% Interest bearing  deposits              108,890   89,387    21.8%  101,738   88,552    14.9% Total deposits         132,496  110,586    19.8%  125,083  109,409    14.3% Fed Funds Purchased  and Repurchase  Agreements                743      799    -7.0%    2,425      741   227.3% Shareholders' equity    15,725   13,073    20.3%   15,048   12,796    17.6%                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                        Average for Quarter Ending                              Sept. 30, June 30, March 31, Dec 31, Sept. 30, BALANCE SHEET SUMMARY            2009     2009     2009     2008     2008 Total loans                    $ 66,920 $ 62,824 $ 62,192 $ 65,398 $ 64,946 Total short term investments     23,611   21,426   20,209   22,898   17,627 Total investment securities      52,448   53,319   47,162   39,329   37,060 Earning assets                  142,979  137,569  129,563  127,625  119,633 Total assets                    149,782  143,961  135,756  133,175  124,795 Noninterest bearing deposits     23,603   23,240   23,184   24,012   21,199 Interest bearing deposits       108,893  103,722   92,425   90,298   89,387 Total deposits                  132,496  126,962  115,609  114,310  110,586 Fed Funds Purchased and  Repurchase Agreements              743    1,323    5,259    4,934      798 Shareholders' equity             15,725   15,029   14,376   13,531   13,073                                              Quarter Ended                              Sept. 30, June 30, March 31, Dec 31, Sept. 30, HISTORICAL EARNINGS SUMMARY      2009     2009     2009     2008     2008 Interest income                   1,494    1,446    1,427    1,456    1,464 Interest expense                    398      413      418      478      526 Net Interest Income               1,096    1,033    1,009      978      938 Provision for Loan Losses            45       45       45       45       45 Service charges on deposits          36       30       25       24       23 Gain on Sale - AFS                   78        6        3        0        0 Other income                         58       85       76       40       64 Total Non Interest Income           172      121      104       64       87 Salaries and benefits expense       292      284      291      342      301 Occupancy and equipment  expense                             89       87       85       87       86 Other expense                       302      243      207      108      152 Total Non Interest Expense          683      614      583      537      539 Earnings before income taxes        540      495      485      460      441 Provision for income taxes          122      105       99       90       84 Net Earnings                        418      390      386      370      357                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                            Ending Balance                          Sept. 30,  June 30,  March 31,  Dec 31,  Sept. 30, HISTORICAL BALANCE SHEET    2009      2009      2009      2008      2008 Total loans               $ 67,661  $ 64,339  $ 60,086  $ 66,715  $ 65,595 Total short term  investments                20,968    18,739    17,301    20,502    23,291 Total investment  securities                 56,209    53,282    50,553    44,980    34,523 Total earning assets       144,838   136,360   127,940   132,197   123,409 Allowance for loan losses    1,041       996       951       906       861 Premises and equipment       1,610     1,665     1,700     1,719     1,680 Other Assets                 6,589     6,491     4,926     5,347     3,754 Total assets               151,996   143,520   133,615   138,357   127,982 Noninterest bearing  deposits                   22,235    22,562    21,511    28,665    21,769 Interest bearing deposits  111,965   104,498    96,283    87,552    91,448 Total deposits             134,200   127,060   117,794   116,217   113,217 Fed Funds Purchased and  Repurchase Agreements         535       524       508     7,771       934 Other Liabilities            1,023       640       612       441       483 Total liabilities          135,758   128,224   118,914   124,429   114,634 Shareholders' equity        16,238    15,296    14,701    13,928    13,348                                            Quarter Ending                          Sept. 30,  June 30,  March 31,  Dec 31,  Sept. 30, NONPERFORMING ASSETS        2009      2009      2009      2008      2008 Nonaccrual loans          $      0  $      0  $      0  $      0  $      0 Restructured loans        $      0  $      0  $      0  $      0  $      0 Other real estate &amp;amp;  foreclosed assets        $      0  $      0  $      0  $      0  $      0 Accruing loans past due  90 days or more          $      0  $      0  $      0  $      0  $      0 Total nonperforming  assets                   $      0  $      0  $      0  $      0  $      0 Accruing loans past due  30-89 days               $      0  $      0  $      0  $    152  $      5 Total nonperforming  assets as a percentage  of loans and foreclosed  assets                       0.00%     0.00%     0.00%     0.00%     0.00%                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                            Quarter Ending                              Sept. 30, June 30, March 31, Dec 31, Sept. 30, ALLOWANCE FOR LOAN LOSSES       2009      2009    2009     2008      2008 Balance at beginning of period $   996  $   951  $   906  $   861  $   816 Loans charged off                    0        0        0        0        0 Loan recoveries                      0        0        0        0        0   Net (charge-offs) recoveries       0        0        0        0        0 Provision for loan losses           45       45       45       45       45 Balance at end of period       $ 1,041  $   996  $   951  $   906  $   861 Allowance for loan losses as a percentage of total loans    1.54%    1.55%    1.58%    1.51%    1.29% Allowance for loan losses  as a percentage of  nonperforming loans               N/A      N/A      N/A      N/A      N/A Net charge-offs (recoveries)  as a percentage of average  loans                             N/A      N/A      N/A      N/A      N/A Provision for loan losses  as a percentage of average  loans                            0.07%    0.07%    0.07%    0.07%    0.07%                                            Quarter Ending                              Sept. 30, June 30, March 31, Dec 31, Sept. 30, SELECTED RATIOS                  2009      2009    2009     2008      2008 Return on average assets  (annualized)                     1.12%    1.08%    1.14%    1.11%    1.14% Return on average equity  (annualized)                    10.63%   10.38%   10.74%   10.94%   10.92% Return on average equity  (excluding unrealized gain on  investments)                    11.44%   10.97%   11.18%   11.02%   10.92% Average shareholders' equity  to average assets               10.50%   10.44%   10.59%   10.16%   10.48% Yield on earning assets (tax  equivalent)                      4.43%    4.47%    4.71%    5.20%    5.21% Cost of interest bearing funds    1.45%    1.60%    1.71%    2.43%    2.33% Net interest margin (tax  equivalent)                      3.32%    3.27%    3.40%    3.37%    3.45% Efficiency ratio (tax  equivalent)                     50.37%   49.32%   48.30%   47.18%   48.13% End of period book value per  common share                    14.63    13.78    13.26    12.56    12.04 End of period book value  (excluding unrealized gain on  investments)                    13.17    12.81    12.46    12.11    11.79 End of period common shares  outstanding                     1,110    1,110    1,109    1,109    1,109                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                     3 Months Ending                   September 30, 2009              September 30, 2008                                      Tax                             Tax                                     Equiv-                          Equiv- YIELD        Average                 alent   Average                 alent  ANALYSIS    Balance Interest Yield  Yield   Balance Interest Yield  Yield Interest Earning  Assets: Short term  investment   23,611       87 1.47%   1.47%   17,627      149 3.38%   3.38% Investment  securities   27,288      296 4.34%   4.34%   10,298       91 3.53%   3.53% Tax Free  securities   25,160      200 3.18%   4.58%   26,762      214 3.20%   4.60% Loans         66,920      911 5.45%   5.45%   64,893    1,010 6.23%   6.23% Total Interest  Earning  Assets      142,979    1,494 4.18%   4.43%  119,580    1,464 4.90%   5.21% Noninterest  Earning  Assets: Cash and due  from banks    3,442                           3,477 Other assets   4,378                           2,705 Allowance for  loan losses  (1,017)                           (838) Total  Noninterest  Earning  Assets        6,803                           5,344 Total  Assets     $149,782                        $124,924 Interest Bearing  Liabilities: Transaction  and Money  Market  accounts     76,571      231 1.21%   1.21%   65,746      315 1.92%   1.92% Certificates  and other  time  deposits     32,318      166 2.05%   2.05%   23,640      208 3.52%   3.52% Other  borrowings      743        1 0.54%   0.54%      799        3 1.50%   1.50% Total Interest  Bearing  Liabilities 109,632      398 1.45%   1.45%   90,185      526 2.33%   2.33% Noninterest  Bearing  Liabilities Demand  deposits     23,606                          21,200 Other  liabilities     819                             466 Shareholders'  Equity       15,725                          13,073 Total  Liabilities  and  Shareholders  Equity     $149,782                        $124,924 Net Interest  Income and  Spread                 1,096 2.73%   2.98%               938 2.56%   2.88% Net Interest  Margin                       3.07%   3.32%                   3.14%   3.45%                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                     Sept 30             Sept 30                                       2009        %       2008        % LOAN PORTFOLIO Commercial and industrial             30,988     45.80%   36,253     55.27% Real estate:   Commercial                          12,334     18.23%   10,571     16.12%   Residential                         10,709     15.83%    9,909     15.11%   Construction and development        10,499     15.52%    5,404      8.24% Consumer                               3,131      4.63%    3,458      5.27% Total loans (gross)                   67,661    100.00%   65,595    100.00% Unearned discounts                         0      0.00%        0      0.00% Total loans (net)                     67,661    100.00%   65,595    100.00%                                      Sept 30             Sept 30                                        2009                2008 REGULATORY CAPITAL DATA Tier 1 Capital                      $ 14,861            $ 13,287 Total Capital (Tier 1 + Tier 2)     $ 15,902            $ 14,148 Total Risk-Adjusted Assets          $ 87,210            $ 61,146 Tier 1 Ratio                           14.57%              17.36% Total Capital Ratio                    15.59%              18.49% Tier 1 Leverage Ratio                   9.92%              10.65% OTHER DATA Full Time Equivalent  Employees (FTE's)                        14                  14 Stock Price Range (For the Twelve Months Ended):   High                              $  29.75            $  20.00   Low                               $  20.00            $  20.00   Close                             $  29.50            $  20.00&lt;/li&gt;&lt;ul&gt;<a href=http://www.istockanalyst.com/article/viewarticle/articleid/3614290>[More...]</a>]]></description>
      <pubDate>Fri, 06 Nov 2009 16:46:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">TYBT</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/3614290</link>
    </item>
    <item>
      <title>Trinity Bank Reports Net Income Up 14.7% in Spite of Increased FDIC Charges</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/3436006</guid>
      <description><![CDATA[&lt;ul&gt;&lt;li&gt;Trinity Bank, N.A. reported Net Income after Taxes of $390,000 or $.33 per diluted common share for the second quarter of 2009, compared to $340,000 or $.29 per diluted common share for the second quarter of 2008.  &lt;/li&gt;&lt;li&gt;This level of profit produced a Return on Assets of 1.08% and a Return on Equity of 10.38% for the second quarter.&lt;/li&gt;&lt;li&gt;&quot;In addition, we have just completed an examination by the OCC (national bank examiners), and I am pleased to confirm that since inception in May 2003, we have suffered no losses and we have no past due loans and no non-performing loans.&lt;/li&gt;&lt;ul&gt;<a href=http://www.istockanalyst.com/article/viewarticle/articleid/3436006>[More...]</a>]]></description>
      <pubDate>Tue, 25 Aug 2009 18:46:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">TYBT</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/3436006</link>
    </item>
    <item>
      <title>Not All Banks Are in Trouble... Trinity Bank 2008 Profits Up 34%</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/3088868</guid>
      <description><![CDATA[&lt;ul&gt;&lt;li&gt;Trinity Bank, N.A. reported Net Income After Taxes for the fourth quarter of $370,411, or $.32 per diluted common share, compared to $304,622, or $.26 per diluted common share for the fourth quarter of 2007, an increase of 21.6%.&lt;/li&gt;&lt;li&gt;This Press Release may contain certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 regarding future financial conditions, results of operations and the Bank's business operations. &lt;/li&gt;&lt;li&gt;TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                             Quarter Ended           Twelve Months Ended                           December 31      %         December 31       % EARNINGS SUMMARY         2008     2007   Change     2008     2007   Change Interest income          1,456    1,745   -16.6%    5,931    6,547    -9.4% Interest expense           478      803   -40.5%    2,205    3,075   -28.3% Net Interest Income        978      942     3.8%    3,726    3,472     7.3% Provision for Loan  Losses                     45       45     0.0%      180      180     0.0% Service charges on  deposits                   24       28   -14.3%       95      106   -10.4% Net gain on securities  available for sale          0        0     0.0%       45        0     0.0% Other income                40       39     2.6%      242      214    13.1% Total Non Interest  Income                     64       67    -4.5%      382      320    19.4% Salaries and benefits  expense                   342      324     5.6%    1,212    1,107     9.5% Occupancy and  equipment expense          87       91    -4.4%      346      352    -1.7% Other expense              108      115    -6.1%      605      600     0.8% Total Non Interest  Expense                   537      530     1.3%    2,163    2,059     5.1% Earnings before  income taxes              460      434     6.0%    1,765    1,553    13.7% Provision for income  taxes                      90      129   -30.2%      372      516   -27.9% Net Earnings               370      305    21.6%    1,393    1,037    34.4% Basic earnings per  share                    0.33     0.28    17.9%     1.26     0.94    34.0% Basic weighted  average shares  outstanding             1,109    1,109             1,109    1,109 Diluted earnings per  share                    0.32     0.26    23.1%     1.19     0.90    32.2% Diluted weighted  average shares  outstanding             1,166    1,157             1,166    1,156                          Average for Quarter     Average for Twelve Months                       Ending December 31    %    Ending December 31    % BALANCE SHEET SUMMARY    2008     2007   Change     2008     2007   Change Total loans           $ 65,398 $ 50,053    30.7% $ 59,415 $ 47,511    25.1% Total short term  investments            22,898   27,011   -15.2%   22,570   23,546    -4.1% Total investment  securities             39,329   36,569     7.5%   38,501   31,444    22.4% Earning assets         127,625  113,633    12.3%  120,486  102,501    17.5% Total assets           133,175  119,646    11.3%  125,846  108,154    16.4% Noninterest bearing  deposits               24,012   23,620     1.7%   21,651   20,937     3.4% Interest bearing  deposits               90,298   82,504     9.4%   88,990   72,452    22.8% Total deposits         114,310  106,124     7.7%  110,641   93,389    18.5% Fed Funds Purchased  and Repurchase  Agreements              4,934      849   481.2%    1,795    2,612   -31.3% Shareholders' equity    13,531   12,078    12.0%   12,980   11,629    11.6%                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                      Average for Quarter Ending                           Dec 31,   Sept. 30, June 30,   March 31,  Dec 31, BALANCE SHEET SUMMARY       2008      2008       2008      2008      2007 Total loans               $ 65,398 $   64,946 $ 57,309 $    49,878 $ 50,053 Total short term  investments                22,898     17,627   23,073      26,740   27,011 Total investment  securities                 39,329     37,060   36,588      41,033   36,569 Earning assets             127,625    119,633  116,970     117,651  113,633 Total assets               133,175    124,795  122,227     123,192  119,646 Noninterest bearing  deposits                   24,012     21,199   20,553      20,814   23,620 Interest bearing deposits   90,298     89,387   87,699      88,562   82,504 Total deposits             114,310    110,586  108,252     109,376  106,124 Fed Funds Purchased and  Repurchase Agreements       4,934        798      620         806      849 Shareholders' equity        13,531     13,073   12,821      12,491   12,078                                           Quarter Ended HISTORICAL EARNINGS       Dec 31,   Sept. 30, June 30,   March 31,  Dec 31,  SUMMARY                    2008      2008      2008      2008       2007 Interest income              1,456      1,464    1,430       1,581    1,745 Interest expense               478        526      521         680      803 Net Interest Income            978        938      909         901      942 Provision for Loan Losses       45         45       45          45       45 Service charges on  deposits                       24         23       24          25       28 Other income                    40         64       82          98       39 Total Non Interest Income       64         87      106         123       67 Salaries and benefits  expense                       342        301      283         285      324 Occupancy and equipment  expense                        87         86       87          87       91 Other expense                  108        152      169         176      115 Total Non Interest  Expense                       537        539      539         548      530 Earnings before income  taxes                         460        441      431         431      434 Provision for income  taxes                          90         84       91         106      129 Net Earnings                   370        357      340         325      305                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                          Ending Balance HISTORICAL BALANCE     Dec 31,    Sept. 30,  June 30,  March 31,   Dec 31,  SHEET                   2008       2008      2008       2008       2007 Total loans            $ 66,715  $  65,595  $ 62,061  $   51,866  $ 50,545 Total short term  investments             20,502     23,291    15,415      27,818    25,654 Total investment  securities              44,980     34,523    39,803      37,740    43,561 Total earning assets    132,197    123,409   117,279     117,424   119,760 Allowance for loan  losses                     906        861       816         771       726 Premises and equipment    1,719      1,680     1,541       1,588     1,630 Other Assets              5,347      3,754     4,657       4,491     4,572 Total assets            138,357    127,982   122,661     122,732   125,236 Noninterest bearing  deposits                28,665     21,769    20,506      20,820    24,423 Interest bearing  deposits                87,552     91,448    88,270      87,874    87,352 Total deposits          116,217    113,217   108,776     108,694   111,775 Fed Funds Purchased  and Repurchase  Agreements               7,771        934       621         714       820 Other Liabilities           441        483       401         585       379 Total liabilities       124,429    114,634   109,798     109,993   112,974 Shareholders' equity     13,928     13,348    12,863      12,739    12,262                                        Quarter Ending                        Dec 31,    Sept. 30,  June 30,  March 31,   Dec 31, NONPERFORMING ASSETS     2008       2008      2008       2008       2007 Nonaccrual loans       $      0  $       0  $      0  $        0  $      0 Restructured loans     $      0  $       0  $      0  $        0  $      0 Other real estate &amp;amp;  foreclosed assets     $      0  $       0  $      0  $        0  $      0 Accruing loans past  due 90 days or more   $      0  $       0  $      0  $        0  $      0 Total nonperforming  assets                $      0  $       0  $      0  $        0  $      0 Accruing loans past  due 30-89 days        $      0  $     152  $      5  $        0  $      0 Total nonperforming  assets as a  percentage of loans  and foreclosed assets     0.00%      0.00%     0.00%       0.00%     0.00%                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                          Quarter Ending ALLOWANCE FOR            Dec 31,   Sept. 30,  June 30,  March 31,   Dec 31,  LOAN LOSSES              2008       2008       2008       2008      2007 Balance at beginning  of period             $    861  $     816  $    771  $      726  $    681 Loans charged off             0          0         0           0         0 Loan recoveries               0          0         0           0         0 Net (charge-offs)  recoveries                   0          0         0           0         0 Provision for loan  losses                      45         45        45          45        45 Balance at end of  period                $    906  $     861  $    816  $      771  $    726 Allowance for loan  losses as a percentage  of total loans            1.36%      1.31%     1.31%       1.49%     1.44% Allowance for loan  losses as a percentage  of nonperforming loans     N/A        N/A       N/A         N/A       N/A Net charge-offs  (recoveries) as a  percentage of average  loans                      N/A        N/A       N/A         N/A       N/A Provision for loan  losses as a percentage  of average loans          0.07%      0.07%     0.08%       0.08%     0.09%  Quarter Ending                          Dec 31,   Sept. 30,  June 30,  March 31,   Dec 31, SELECTED RATIOS           2008       2008       2008       2008      2007 Return on average  assets (annualized)       1.11%      1.14%     1.11%       1.06%     1.02% Return on average  equity (annualized)      10.94%     10.92%    10.61%      10.41%    10.10% Average shareholders'  equity to average  assets                   10.16%     10.48%    10.49%      10.14%    10.09% Yield on earning  assets (tax  equivalent)               5.20%      5.21%     5.17%       5.58%     6.30% Cost of interest  bearing funds             2.43%      2.33%     2.37%       3.04%     3.85% Net interest margin  (tax equivalent)          3.37%      3.45%     3.39%       3.26%     3.44% Efficiency ratio (tax  equivalent)              45.98%     48.13%    49.27%      50.70%    52.53% End of period book  value per common  share                    12.56      12.04     11.60       11.49     11.06 End of period common  shares outstanding       1,109      1,109     1,109       1,109     1,109                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                    12 Months Ending                   December 31, 2008               December 31, 2007                                       Tax                            Tax                                      Equiva-                        Equiva- YIELD       Average                   lent   Average                 lent  ANALYSIS   Balance   Interest Yield  Yield  Balance  Interest Yield Yield Interest  Earning  Assets: Short term  investment   22,570       787 3.49%  3.49%   23,546     1,231 5.23%  5.23% Investment  securities   15,627       634 4.06%  4.06%   29,319     1,327 4.53%  4.53% Tax Free  securities   22,874       739 3.23%  4.66%    2,125        78 3.67%  5.29% Loans         59,360     3,771 6.35%  6.35%   47,511     3,911 8.23%  8.23% Total Interest  Earning  Assets      120,431     5,931 4.92%  5.20%  102,501     6,547 6.39%  6.42% Noninterest  Earning  Assets: Cash and  due from  banks         3,641                           3,751 Other  assets        2,589                           2,531 Allowance  for loan  losses         (815)                           (630) Total  Noninterest  Earning  Assets        5,415                           5,652 Total  Assets     $125,846                        $108,153 Interest  Bearing  Liabilities: Transaction  and Money  Market  accounts     63,529     1,259 1.98%  1.98%   51,740     2,002 3.87%  3.87% Certificates  and other  time  deposits     25,461       925 3.63%  3.63%   20,713       960 4.63%  4.63% Other  borrowings    1,795        21 1.17%  1.17%    2,612       113 4.33%  4.33% Total  Interest  Bearing  Liabilities  90,785     2,205 2.43%  2.43%   75,065     3,075 4.10%  4.10% Noninterest  Bearing  Liabilities Demand  deposits     21,651                          20,937 Other  liabilities     429                             522 Shareholders'  Equity       12,981                          11,629 Total  Liabilities  and  Shareholders  Equity     $125,846                        $108,153 Net Interest  Income and  Spread                  3,726 2.50%  2.77%              3,472 2.29%  2.32% Net Interest  Margin                        3.09%  3.37%                    3.39%  3.42%                             TRINITY BANK N.A.                                (Unaudited)               (Dollars in thousands, except per share data)                                       Dec 31              Dec 31                                        2008        %       2007        % LOAN PORTFOLIO Commercial and industrial             36,280     54.38%   30,179     59.71% Real estate: Commercial                            10,883     16.31%    6,975     13.80% Residential                            9,886     14.82%    6,509     12.88% Construction and development           5,993      8.98%    4,788      9.47% Consumer                               3,673      5.51%    2,094      4.14% Total loans (gross)                   66,715    100.00%   50,545    100.00% Unearned discounts                         0      0.00%        0      0.00% Total loans (net)                     66,715    100.00%   50,545    100.00%                                       Dec 31              Dec 31                                        2008                2007 REGULATORY CAPITAL DATA Tier 1 Capital                      $ 13,658            $ 12,259 Total Capital (Tier 1 + Tier 2)     $ 14,564            $ 12,985 Total Risk-Adjusted Assets          $ 69,395            $ 65,729 Tier 1 Ratio                           16.09%              18.65% Total Capital Ratio                    17.16%              19.76% Tier 1 Leverage Ratio                  10.26%              10.25% OTHER DATA Full Time Equivalent Employees (FTE's)                         14                  15 Stock Price Range (For the Twelve Months Ended): High                                $  20.00            $  20.00 Low                                 $  20.00            $  18.00 Close                               $  20.00            $  20.00&lt;/li&gt;&lt;ul&gt;<a href=http://www.istockanalyst.com/article/viewarticle/articleid/3088868>[More...]</a>]]></description>
      <pubDate>Wed, 04 Mar 2009 17:14:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">TYBT</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/3088868</link>
    </item>
    <item>
      <title>Fort Worth's Trinity Bank Profits up 31%</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2823679</guid>
      <description><![CDATA[FORT WORTH, TX -- -- 11/21/08 -- Trinity Bank, N.A. today announced financial results for the third quarter and for the nine months ending September 30, 2008.<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2823679>[More...]</a>]]></description>
      <pubDate>Fri, 21 Nov 2008 21:31:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">TYBT</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2823679</link>
    </item>
    <item>
      <title>Solid Loan Portfolio Contributes to Trinity Bank's 39% Increase in Net Income</title>
      <guid>http://www.istockanalyst.com/article/viewarticle/articleid/2493859</guid>
      <description><![CDATA[FORT WORTH, TX -- -- 08/08/08 -- Trinity Bank, N.A. today announced financial results for the second quarter and for the six months ending June 30, 2008.<a href=http://www.istockanalyst.com/article/viewarticle/articleid/2493859>[More...]</a>]]></description>
      <pubDate>Fri, 08 Aug 2008 15:01:00 GMT</pubDate>
      <category domain="http://rss.financialcontent.com/stocksymbol">TYBT</category>
      <link>http://www.istockanalyst.com/article/viewarticle/articleid/2493859</link>
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